East Coast Auto Insurance offers top rated Virginia auto insurance companies from Allstate to Geico and Progressive and 21st Century. We will help you find suitable coverage no matter what your driving history is. Call us now at 888-206-0565 for immediate assistance.
To purchase license plates in the state of Virginia, you must certify that the vehicle is covered by the minimum insurance requirements or pay the ‘uninsured motor vehicle fee’.
Virginia requires the following minimum coverage:
- Bodily injury/death of one person $25,000
- Bodily injury/death of two or more persons $50,000
- Property damage $20,000
The $500 Uninsured Motor Vehicle (UMV) fee, is paid to the Virginia Department of Motor Vehicles but it does not provide any insurance; it only allows you to drive an uninsured vehicle at your own risk. Should you be involved in an incident you will be responsible for all costs.
Under most circumstances, the minimum limits will hardly be sufficient to pay the costs associated with an accident, especially in the lawsuits that may follow.
In the state of Virginia, driving under the influence with a child or driving while under the influence at levels higher than the minimum will cost you your freedom and your driving privileges. Mandatory jail sentences exist in both cases as well as hefty fines. Underage drinking will not be tolerated as well. As of March 27, 2008, underage drinking is a Class 1 misdemeanor. Penalties for this charge include but are not limited to community service, fines, and license suspension for one year.
According to the Virginia Department of Motor Vehicles, in 2006 alone, there were 126 fatal car accidents involving teens. Around the country, fatal and non-fatal car crashes involving teens cost taxpayers more than $40.8 billion a year. In partnership with “Partners for Safe Teen Driving,” the commonwealth of Virginia is currently working to reduce the number car crashes involving teens and the economic impact it has on the nation as a whole.
Our professionally trained agents, will help you choose the appropriate coverage limits and types of insurance to insure that you, your family and your assets are fully covered.
Call us now: 888-206-0565
Your coverage will be placed with top rated companies, such as:
- 21st Century
- Liberty Mutual
- AARP
- Nationwide
- AIG
- Progressive
- Allstate
- State Farm
- Esurance
- Travelers
- Geico
- Zurich
- Kemper