East Coast Auto Insurance offers top rated Nebraska auto insurance companies from Allstate to Geico and Progressive and 21st Century.  We will help you find suitable coverage no matter what your driving history is.  Call us now at 888-206-0565 for immediate assistance.

The best way to establish financial responsibility in the state of Nevada is to purchase a Liability insurance policy. While most auto and legal experts will advise the purchase of a multilateral policy, the state requires the following minimums:

  • $15,000 bodily injury per person, per accident
  • $30,000 bodily injury for two or more persons per accident
  • $10,000 property damage

 

Should you be legally found to be at fault in an accident, these minimum coverages will certainly not cover your expenses especially with the probable law suits which will follow.

 

Nevada DUI Laws
Fatal drunk driving accidents in the state of Nevada occur at a rate of approximately 268 per year. This places Nevada at number 30 on the list of the worst places for fatal drunk driving accidents in the U.S. Although not at the top of the list, Nevada is doing everything it can to reduce the number of drunk driving accidents that regularly occur on its roads. For starters, Nevada does not treat alcohol, prescription drugs, and illegal drugs any different.
Nevada (NV) Teen Auto Insurance Laws, Rates & Requirements
In the state of Nevada, car crashes cost the government more than $1.9 billion each year. And believe it or not, most Nevada car crashes occur in rural not urban areas. 66.5% of Nevada’s traffic fatalities are in urban areas, making the fatality rate in rural areas 1.5 times higher than the rate in urban areas. Most fatal accidents occur at night (63%), with distracted driving, drinking, and lack of education also topping the list of causes.
What are the rules and guidelines auto insurance companies must follow regarding the use of Personal Credit History in selecting applicants and setting rates?In the state of Nevada, auto insurance companies may use Personal Credit History to determine rates and offers for products. In order to enjoy a lower insurance premium, pay your bills on time in an effort to improve your credit score. This will also help improve your credit history so that in the long run, you can save money on your car insurance premium. Although auto insurance companies can use Personal Credit History as a tool to help determine rates, the vast majority of auto insurance companies do not use Personal Credit History alone. They also consider age, gender, where you live, car make and model, how much you drive, and driving history.

Is the state a No Fault or Tort state? What does either mean to the policy owner?

The state of Nevada follows a Tort System. What this means is, if you are involved in an accident, someone must be found to be the cause or fault of the accident. The person deemed at fault is responsible for all damages. Damages are usually handled through the at-fault person’s insurance company. Because Nevada is a Tort state, most insurance companies recommend that driver’s consider carrying higher coverages than the state minimums.

What is the average auto insurance premium in this state? As of what year?

As of 2006, Nevada resident’s average insurance premium was approximately $1,006, the 9th most expensive in the nation. This up 2.1% from the previous year. The national average was $817.

We at East Coast Auto review each application to asses your individual needs and will propose appropriate coverage for personal injury protection, uninsured/underinsured motorists, collision, comprehensive and umbrella policies _ all at very affordable rates – and intended to protect you, your family and your assets should you be involved in said accident.

 

Here are some of the top rated companies we will market your policy with:

 

  • 21st Century
  •  AARP
  • AIG
  • Allstate
  • Ensure
  • Geico
  • Liberty Mutual
  • Nationwide
  • Progressive
  • State farm
  • Travelers