East Coast Auto Insurance offers top rated Mississippi auto insurance companies from Allstate to Geico and Progressive and 21st Century. We will help you find suitable coverage no matter what your driving history is. Call us now at 888-206-0565 for immediate assistance.
Same as most states in the union, Mississippi requires all motor vehicles’ owners to be financially responsible in case of an accident. To prove such financial responsibility one must purchase liability insurance with minimum coverage mandated by the state.
Here are the minimums:
- $25,000 bodily injury per person, per accident
- $50,000 bodily injury for two or more persons, per accident
- $25,000 for property damage
What are the rules and guidelines auto insurance companies must follow regarding the use of Personal Credit History in selecting applicants and setting rates?
In the state of Mississippi, auto insurance companies can use Personal Credit History to determine rates and offers for products. That said, Personal Credit History is not the only assessment tool auto insurance companies use. They also consider age, gender, where you live, car make and model, how much you drive, and driving record.
Is the state a No Fault or Tort state? What does either mean to the policy owner?
The state of Mississippi follows a Tort System. What this means is, if you are involved in an accident, someone must be found to be the cause or fault of the accident. The person deemed at fault is responsible for all damages. Damages are usually handled through the at-fault person’s insurance company. Because Mississippi is a Tort state, most insurance companies recommend that driver’s consider carrying higher coverages than the state minimums.
What is the average auto insurance premium in this state? As of what year?
As of 2006, Mississippi resident’s average insurance premium was approximately $746, the 26th most expensive in the nation. The state of Mississippi did not see an increase or decreas
While the state of Mississippi has one of the lowest populations in the U.S, it has one of the highest fatal car crash rates in the nation. Each year more than 911 Mississippi motorists are involved in fatal car crashes and a disturbing 40% of all Mississippi car crashes are alcohol-related. The state of Mississippi is on a mission to clean up its roads and make them safer for all drivers.
Southern states currently have some of the highest teen-driver-crash-involvement rates in the country. In the state of Mississippi, one of the top ten states for teen car crashes, everyone from the highway safety chief to law enforcement officials blame lax enforcement of alcohol and speeding laws as well as tree-lined roads and poor seat-belt laws.
Most experts will however not deem these minimum limits as sufficient protection.
If you are found to be at fault in the state of Mississippi all expenses including possible lawsuits will be your responsibility.
At East Coast Auto our professional agents will evaluate your financial situation, will assess and recommend appropriate coverage to insure your assets are fully insured in case of an accident.
We will quote additional coverage such as PIP (personal injury protection), uninsured/underinsured motorists, collision and comprehensive – all at affordable rates.
Call us now: 888-206-0565
We will always place coverage with top rated insurance companies such as:
- 21st Century
- AAA
- AARP
- Allstate
- Esurance
- Geico
- Liberty Mutual
- Nationwide
- Progressive
- State Farm
- Travelers