East Coast Auto Insurance offers top rated Kansas auto insurance companies from Allstate to Geico and Progressive and 21st Century. We will help you find suitable coverage no matter what your driving history is. Call us now at 888-206-0565 for immediate assistance.
Kansas – one of the 12 states in the union that operates under a ‘no fault’ system which simply means that in the event of an accident, your insurance carrier will cover all injury payments subject to the limits of your policy.
Here are the minimum requirements mandated by the state of Kansas:
Liability
$25,000 bodily injury per one person, per accident
$50,000 bodily injury for two or more persons, per accident
$10,000 property damage
Personal Injury Protection (PIP)
$4,500 per person medical expenses
$900 per month for one year disability and /or loss of income
$25.00 per day for one year in home services
$4,500 for rehabilitation expenses
$2,000 death benefit
Uninsured/ Underinsured Motorists
$25,000 per person per accident
$50,000 for two or more persons per accident
The state of Kansas has some of the toughest DUI laws in the country. In addition to zero tolerance laws for minors, Kansas has mandatory jail terms and automatic license suspension for a first offense. Once you have paid your dues, you will still have to carry a restricted license for the ext 11 months. If you get caught drinking and driving during your restriction period, you may lose your vehicle and your license for an additional year.
Kansas (KS) Teen Auto Insurance Laws, Rates & Requirements
In the state of Kansas, more than 7,000 teens are involved in traffic accidents each year. To help reduce the number of teen accidents in the state, Kansas has recently passed a bill that will update its current driver licensing system. Beginning January 1, 2010, the state of Kansas will begin enforcing a Graduated Driver Licensing system that will address the top three risks to young drivers: late-night driving, inexperience, and multiple passengers in the vehicle.
While the state requires truly minimal coverage, our highly trained agents at East Coast Auto, will review each application and recommend appropriate limits for your policy , making sure that you, your family and your assets are fully protected. We will quote higher limits at minimal additional cost, and in addition we will be able to offer collision, comprehensive and umbrella policies. East Coast Auto prides itself on the highest rate of customer satisfaction and we will provide you with the best coverage at minimal rates.
What is the average auto insurance premium in this state? As of what year?
As of 2006, Kansas’s resident’s average insurance premium was approximately $579 the 47th most expensive in the nation. This was down 1.7% from the previous year. The national average was $817.
Call us 888-206-0565
Some of the insurance carriers we’ll place coverage with are:
- Kansas Mutual
- Farmers
- State Farm
- 21st Century
- Geico
- Travelers
- AAA
- Liberty Mutual
- Zurich
- Allstate
- Nationwide
- Esurance
- Progressive