East Coast Auto Insurance offers top rated Iowa auto insurance companies from Allstate to Geico and Progressive and 21st Century. We will help you find suitable coverage no matter what your driving history is. Call us now at 888-206-0565 for immediate assistance.
Iowa is probably unique amongst the states, as it does not have compulsory insurance requirements for its drivers. It does however require financial responsibility should you be found to have been at fault in an auto accident.
Unlike most states that require proof of financial responsibility prior to an accident (such as bonds, bank deposits, securities and/or liability insurance), in Iowa you may prove your financial responsibility after an accident by paying for all expenses associated with the accident, or by agreeing to pay the expenses via an installment plan. Proof of payment or intent must be filled with the Office of Driver Services.
Should you decide to meet your financial responsibilities through an liability policy, these are the minimum requirements:
- $20,000 bodily injury for one person, per accident
- $40,000 bodily injury for two or more persons, per accident
- $15,000 property damage
The financial aftermath of an accident can be devastating – so we recommend the purchase of Liability Insurance. Our highly trained agents at East Coast Auto review each application, offer insurance plans that include personal injury protection, collision, comprehensive, uninsured/underinsured motorists, etc., – all designed to protect you, your family and your assets in case of an accident. Call now 888-206-0565
In the state of Iowa, if you get caught drinking and driving you face multiple fines and stiff penalties. All DUI or “Operating Under the Influence (OWI)” convictions in the state carry jail time, license suspension, and court ordered substance abuse treatment. The state of Iowa wants to reduce the number of fatal traffic accidents on its roads by preventing people from drinking and driving.
Male teen drivers currently represent the highest risk group of drivers on the roads today. Female teen drivers are the second highest risk group. Each year, more than 400,000 teen drivers are involved in car crashes and more than 5,000 are fatal. The state of Iowa believes that a combination of inexperience and overconfidence are the leading causes of fatal car crashes in the state.
These are some of the top rated companies we will place your policy with:
- 21st Century
- Allstate
- AAA
- Farmers
- Geico
- Progressive
- State Farm
- Liberty Mutual
- Nationwide
- Travelers