Hawaii Auto Insurance

East Coast Auto Insurance offers top rated auto insurance companies from Allstate to Geico and Progressive and 21st Century.  We will help you find suitable coverage no matter what your driving history is.  Call us now at 888-206-0565 for immediate assistance.  With numerous discounts to keep your premiums low along with insurance options suited to your needs, our goal is to provide the best value for the people of Hawaii – appropriate coverages at outstanding rates.

To own, register and operate an automobile in the state of Hawaii you must provide proof of insurance indicating you carry at least the minimum coverage required by the state.

These are the mandated minimum limits:

• $20,000 bodily injury per person, per incident
• $40,000 bodily injury for two or more, per incident
• $10,000 personal injury protection per incident (PIP)
• $10,000 property damages

Is the state a No Fault or Tort state? What does either mean to the policy owner?

Hawaii is a No Fault state, but a rather confusing one. It is important to keep in mind that it is “No Fault” only when it comes to bodily injury. Additionally, Hawaii has a monetary threshold of $5,000. This means that if the medical bills you incur exceed $5,000, you may be able to file a claim for damages against the other driver if they are found to be at fault in the accident. Under Hawaii’s No Fault system, the state does not require its citizens to carry Comprehensive and Collision insurance or uninsured motorist insurance, but the state does require that motorists carry a minimum $10,000 personal injury protection (PIP).

What is the average auto insurance premium in Hawaii? As of what year?

As of 2006, Hawaii’s resident’s average insurance premium was approximately $853, the 15th most expensive in the nation. This was up 0.8% from the previous year. The national average was $817.

Additional coverage limits, uninsured/underinsured motorists’ coverage and umbrella policies are recommended – all available at reasonable rates.

East Coast Auto Insurance agents pride themselves on great customer service, thus each application is thoroughly reviewed and proposals are presented to each of our clients insuring you, your family and your assets are fully protected at a very affordable price.

Speak to us now 888-206-0565

Here are just some of the top rated companies we quote with: