Auto-Owners Insurance Co was founded by Vernon Moulton in 1916 in Mount Pleasant Michigan. Within less than a year’s time he moved its headquarters to Lansing Michigan. The company wrote only auto insurance until 1940 and only within the state of Michigan until 1935.
They now write 26 states (listed below), coverage including auto, life, home owners and general casualty.
Alabama Colorado Idaho
Arizona Florida Illinois
Arkansas Georgia Indiana
Iowa Kansas Kentucky
Michigan Minnesota Missouri
Nebraska North Carolina North Dakota
Ohio Pennsylvania South Carolina
South Dakota Tennessee Utah
Virginia Wisconsin
Similar to other insurers, Auto-Owners offers car insurance discounts based on
- Multiple policies/vehicles
- Driving records
- Safety features of your car
- Senior Citizen
Rates are competitive, and based on limits of insurance, discounts and deductible limit.
Still a private mutual company they have been a Fortune 500 company since 2002.
Further accolades include ‘Highest in Consumer Satisfaction with auto insurance claims for two years in a row’ from J.D. Power and Associates.

