A subsidiary of Farmers and initially called 20th Century Insurance, 21st Century Insurance Company was founded in 1958 by Louis Foster in Los Angeles, and primarily serviced California.
AIG purchased it in 2005 and sold it to Farmers Insurance Group in 2009.
As a subsidiary of Farmers, 21st Century Insurance Company is headquartered in Wilmington Delaware.
Strictly Auto Insurance, they offer competitive rates in all states.
Similar to most insurance companies, 21st Century provides rates are based on coverage limits, discounts offered, driving history and deductibles placed at the inception of the policy.
Discounts include:
- Multiple vehicles
- Driving record
- Safe driver
- Car safety features
- Senior Citizen
Similar to most surveys, the opinions of their client base is divided over the manner in which 21st Century Insurance settles claims.
Most clients are pleased with the service and settlement of a claim, however there are those who have had bad experiences with drastically increased rates after a claim is placed, or even non renewal of a policy.
Overall 21st Century Insurance, being a subsidiary of Farmers (the third largest insurance company), offers a stable product at competitive rates.