More GMAC Underwriting for Commercial Auto

Commercial Vehicle Underwriting Checklist for $750,000 / $1million CSL limits: 1. How long has the customer been working in this occupation? New to occupation – Decline 1-2 years – Refer to U/W More than 2 years – Continue 2. Does any driver currently have a revoked or suspended license? Yes – Decline No – Continue [...]

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GMAC Exits Florida Markets for PIP

Procedure Change to Address Profitability in Florida     GMAC Insurance is committed to providing our independent agents with a competitive auto product that is positioned for long term growth and profitability.  Due to increasing industry loss trends, we are implementing the following procedures effective immedately:   Florida Personal Auto new business applications with one [...]

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Insurance Fraud Red Flags

As a large national insurance brokerage we received this flyer with tips for identifying fraud.  Because we hate fraud too, we are posting these warnings so criminals will avoid our agency and not mess up our loss ratios.  If our loss ratios are too high, we lose our contract. Walk-in Customers:   Always ask how [...]

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Honesty & Auto Insurance

Everyday at East Coast Auto Insurance we run auto insurance quotes.  Also, everyday at East Coast Auto Insurance people lie about their driving records and/or credit history.  This inevitably results in someone getting upset and most likely it is the customer who is lying.  The important thing to know is that they will find out [...]

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Thank You

Thank you for your interest we will send you some quotes within the hour by email. For immediate assistance call 888-803-5917.

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5 Facts About Car Insurance

Five Things Everyone Should Know About Car Insurance It is amazing how complex car insurance really is. I’m sure most people would prefer a much simpler system but that just isn’t how it works. Since the system is so complex there are many facts that the average person doesn’t know about their insurance. Knowing as [...]

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Auto Insurance 101

Auto insurance guards you from monetary losses in the event of an accident or collision. Auto insurance is a contractual agreement linking you and the automotive insurance carrier of your choosing. The agreement is typically as follows. You shell out your monthly premium and your automotive insurance carrier takes on the responsibility of insuring and [...]

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Car Insurance History

Whose Idea Was It To Have Car Insurance in the United States, Anyways?? Did you know that automobile insurance is the most widely purchased insurance in the world? It should not come as too much of a surprise since its origins can be traced back to the times of Ancient Chinese Maritime trading. Since there [...]

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